Terms of Service

Last updated: 15 January 2026

Acceptance of Terms

By accessing and using the LogiksHarbor website (logiksharbor.pro) and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by these Terms, you are not authorised to use or access our website or services.

These Terms apply to all visitors, users, and others who access or use our services. We reserve the right to modify these Terms at any time, and such modifications will be effective immediately upon posting. Your continued use of our services following the posting of revised Terms means that you accept and agree to the changes.

Company Information

LogiksHarbor AS is a Norwegian company providing personal finance education and consultation services. Our details are:

• Company Name: LogiksHarbor AS
• Registration Number: 615249783
• VAT Number: NO612897543MVA
• Address: Nordre gate 43, 4097 Stavanger, Rogaland, Norway
• Email: legal@logiksharbor.pro
• Phone: +47 51335263

Service Description

LogiksHarbor provides personal finance education services for beginners, including but not limited to:

• Budgeting guidance and strategies
• Saving and investment education
• Debt management consultation
• Financial planning advice
• Tax optimisation guidance
• General financial literacy education

Our services are educational in nature and do not constitute professional financial advice, investment recommendations, or legal counsel. We do not provide regulated financial advice or investment management services.

User Obligations

As a user of our website and services, you agree to:

• Provide accurate, current, and complete information when creating accounts or requesting services
• Maintain the confidentiality of any account credentials
• Use our services only for lawful purposes and in accordance with these Terms
• Not use our services in any way that could damage, disable, overburden, or impair our website or services
• Not attempt to gain unauthorised access to any part of our website, systems, or user accounts
• Not transmit any viruses, malware, or other harmful code
• Respect the intellectual property rights of LogiksHarbor and third parties
• Not use our services for any commercial purposes without our prior written consent

Payment Terms

For paid services, the following terms apply:

• All prices are quoted in Euros (EUR) and include applicable VAT
• Payment is required in advance for all services unless otherwise agreed in writing
• We accept payments through secure third-party payment processors
• Refunds may be available in accordance with our refund policy, which will be communicated at the time of purchase
• You are responsible for all charges incurred under your account
• We reserve the right to change our pricing with reasonable notice

Intellectual Property

The LogiksHarbor website, including its design, text, graphics, images, logos, and software, is owned by LogiksHarbor AS and is protected by Norwegian and international copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable licence to access and use our website and services for personal, non-commercial purposes. This licence does not include any right to:

• Reproduce, distribute, or publicly display our content
• Create derivative works based on our content
• Use our trademarks, logos, or brand names without permission
• Reverse engineer or decompile any software
• Remove or alter any proprietary notices

Educational Disclaimer

Our services are strictly educational and informational in nature. LogiksHarbor does not provide:

• Regulated financial advice or investment recommendations
• Legal, tax, or accounting advice
• Guarantees about financial outcomes or investment performance
• Personal financial management or portfolio management services

You should always consult with qualified professionals before making significant financial decisions. Any actions you take based on information from our services are at your own risk and responsibility.

Limitation of Liability

To the maximum extent permitted by law, LogiksHarbor AS, its directors, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from:

• Your use or inability to use our website or services
• Any financial decisions made based on our educational content
• Any errors, omissions, or inaccuracies in our content
• Unauthorised access to or alteration of your data
• Any other matter relating to our website or services

In any case, our total liability to you for all damages, losses, and causes of action shall not exceed the amount paid by you, if any, for accessing our services during the twelve (12) months immediately preceding the date of the claim.

Indemnification

You agree to indemnify, defend, and hold harmless LogiksHarbor AS, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to legal fees) arising from:

• Your use of our website or services
• Your violation of any term of these Terms
• Your violation of any third-party right, including any copyright, property, or privacy right
• Any claim that your use of our services caused damage to a third party

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to the collection and use of your information as outlined in our Privacy Policy.

We comply with applicable data protection laws, including the General Data Protection Regulation (GDPR) and Norwegian data protection legislation.

Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including but not limited to:

• Breach of these Terms
• Violation of applicable laws
• Fraudulent or harmful activity
• Non-payment of fees (for paid services)

You may terminate your use of our services at any time by discontinuing use of our website and services. Upon termination, your right to use our services will cease immediately, but these Terms will remain in effect as to any prior use.

Governing Law

These Terms shall be interpreted and governed in accordance with the laws of Norway, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the courts of Norway, and you hereby consent to personal jurisdiction and venue therein.

If you are a consumer residing in the European Union, you may have additional rights under applicable consumer protection laws, and nothing in these Terms is intended to limit such rights.

Dispute Resolution

In the event of any dispute arising from or relating to these Terms or our services, we encourage you to first contact us directly to seek a resolution. We are committed to resolving disputes in good faith.

If we cannot resolve the dispute through direct communication, any disputes shall be resolved through the Norwegian court system, with the courts of Rogaland having jurisdiction.

Severability

If any provision of these Terms is held to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions will continue to be valid and enforceable. The invalid or unenforceable provision will be replaced by a valid and enforceable provision that most closely matches the intent of the original provision.

Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and LogiksHarbor AS regarding the use of our website and services, and supersede all prior and contemporaneous understandings, agreements, representations, and warranties.

Contact Information

If you have any questions about these Terms of Service, please contact us: